Eli Lehrer

Eli Lehrer

Email Address: elehrer@heartland.org


Recent Research

North Carolina's Auto Insurance System: Still Unfair, Still in Need of Improvements

North Carolina’s auto insurance system is unfair to low-risk drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every insured driver pays a hidden tax, and private insurance companies are guaranteed a profit. This report recommends reforms to improve the system.

North Carolina's Beach Plan: Who pays for Coastal Property Insurance?

North Carolina's little-known Beach Plan imposes an enormous fiscal liability on the state. Intended largely to provide windstorm insurance for coastal residents unable to find coverage elsewhere, the Plan has grown to become one of the nation's largest entities of its type.

North Carolina’s Unfair Auto Insurance System

North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool.

Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)

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Recent Radio Interviews

Debunking the Myths of 'High-Speed' Rail

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Who Is John Locke

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