by Jordan Roberts
Director of Government Affairs, John Locke Foundation
A new report released by associationhealthplans.com show that association health plans offer many benefits and are being utilized:
Association health plans mainly benefit those who do not get their insurance from work and cannot afford the plans that are sold on the state exchanges. These plans are not for everyone. However, many small business employees, small business owners, or self-employed owners benefit greatly from access to these plans. They offer an opportunity for those who get health insurance in the small or individual group markets to band together to have the purchasing power that large businesses do.
North Carolina is currently engaged in a debate over how to proceed with these plans. If the Department of Insurance and the General Assembly will allow the easy formation and use of these plans they have the potential to bring relief to people who were forgotten by the Affordable Care Act and cannot afford the coverage.
Look out next week for a John Locke research update concerning the future on association health plans.