At overlawyered.com, Walter Olson posts some distressing findings:

Dog bite claims now account for a third of homeowners’ insurance liability payouts, according to the Insurance Information Institute, at more than $530 million a year, up more than 75% since 2003. Some of the most devastating claims don’t even involve bites: A $100,000 “dog bite” claim might stem from someone running from the dog and tripping in your driveway. Dog-human contact is not required.