Yes, it is all over but the shouting for the 2006 Panthers. A season that only sporadically looked promising — all the way back to Steve Smith’s sore hammy in training camp — has flamed out.

As Chris Weinke’s start should have conclusively proved, the Panthers primary problems lie on the defensive side of the ball. That is where the off-season and draft will have to focus for this team to return to anywhere near elite status. Speaking of status, Dan Morgan’s needs to be resolved.

And John Fox has to do some hard thinking about his staff. Every single unit underperformed this year with the exception of FG tries and that is 98 percent the work of John Kasay and his ageless leg.