The Supreme Court has ruled the federal health care law constitutional, but Dan Mitchell of the Cato Institute reminds us that neither the court ruling nor the law itself addresses the key problem in American health care.

Third-party payer was our biggest problem before Obamacare was enacted, and third-party payer remains our biggest problem now that Obamacare is being implemented.

Mitchell offers more detail here, and he recommends the video below from the Center for Freedom and Prosperity.