Younger workers are more concerned with building careers; older workers with preparing for retirement. Girard Miller says one way to address both groups’ needs: “individually customized defined contribution incentives with retention-friendly vesting requirements.” Only half of workers under age 40, however, are satisfied with their career opportunities, according to the survey behind Miller’s comments.

Seems to be another argument for the state to revamp its employee compensation model, and not just dole out across-the-board pay increases.