As we have long argued, consumer driven health plans, or health savings accounts, allow individuals to manage their own health care and do it better than the government. Coletti explains why your health should be your choice here and Hood gives a personal account of his health savings account experience here.
Managing one’s own health care seems to be catching on. According to a report in today?s Charlotte Business Journal, consumer driven health plans are gaining in popularity.
?The total number of consumer-driven health plans has increased this year by 43 percent over 2007. They now account for nearly 13 percent of all plans offered by employers.
Participation in the plans also increased over the past year. More than 11 percent of the insured in the survey were enrolled in consumer-driven health plans, up from 6 percent in 2007.
Preferred provider organizations represented 54 percent of all plans offered, and 62.7 percent of employees were enrolled in them. Health maintenance organizations accounted for 21.3 percent of all plans offered, with 13.3 percent of all employees enrolled.?
