Just when you thought ObamaCare couldn’t get any more maddening comes this prediction from health insurance industry consultant Robert Laszewski. The problem isn’t new — not enough young, healthy people are signing up for Obamacare — but the prediction for 2015 is a real kick in the gut.

Because people with existing insurance tend to be healthier, insurers were hoping they would flood into the insurance pool if their plans were cancelled.

Though a number of policies to cushion the blow to insurers were put in place for the first three years of Obamacare, once they expire it will be less likely that insurers will want to absorb costs of offering insurance on the exchanges.

“I don’t expect the insurance industry to be patient past 2015 before it has to begin charging the real cost of the program to consumers,” Laszewski writes.

Ah yes, the “real cost.”

JLF’s Katherine Restrepo has been warning about all this for a very long time.