Andrew McCarthy explains for National Review Online readers why he believes the Obama administration’s efforts to explain away the Obamacare rollout fiasco amount to the equivalent of criminal fraud.
Unable to deny that millions of Americans have lost the coverage he vowed they could keep, Obama and other Democrats are now peddling what we might call the “5 percent” con job. The president asserts that these victims, whom he feels so terribly about, nevertheless constitute a tiny, insignificant minority in the greater scheme of things (“scheme” is used advisedly). They are limited, he maintains, to consumers in the individual health-insurance market, as opposed to the vastly greater number of Americans who get insurance through their employers. According to Obama, these individual-market consumers whose policies are being canceled make up only 5 percent of all health-insurance consumers.
Even this 5 percent figure is a deception. As Avik Roy points out, the individual market actually accounts for 8 percent of health-insurance consumers. Obama can’t help himself: He even minimizes his minimizations. So, if Obama were telling the truth in rationalizing that his broken promises affect only consumers in the individual-insurance market, we’d still be talking about up to 25 million Americans. While the president shrugs these victims off, 25 million exceeds the number of Americans who do not have health insurance because of poverty or preexisting conditions (as opposed to those who could, but choose not to, purchase insurance). Of course, far from cavalierly shrugging off that smaller number of people, Obama and Democrats used them to justify nationalizing a sixth of the U.S. economy.
But that’s not the half of it. Obama’s claim that unwelcome cancellations are confined to the individual-insurance market is another brazen lie. In the weekend column, I link to the excellent work of Powerline’s John Hinderaker, who has demonstrated that, for over three years, the Obama administration’s internal estimates have shown that most Americans who are covered by “employer plans” will also lose their coverage under Obamacare. Mind you, 156 million Americans get health coverage through their jobs.
John cites the Federal Register, dated June 17, 2010, beginning at page 34,552 (Vol. 75, No. 116). It includes a chart that outlines the Obama administration’s projections. The chart indicates that somewhere between 39 and 69 percent of employer plans would lose their “grandfather” protection by 2013. In fact, for small-business employers, the high-end estimate is a staggering 80 percent (and even on the low end, it’s just a shade under half — 49 percent).