On November 1, consumers without employer-sponsored health insurance can renew or start shopping for health insurance plans on North Carolina’s federal exchange – a web portal that allows customers to view and compare health plans sold by competing carriers.

Real Clear Politics gives us a glance at premium percentage differences from last year to this year’s enrollment season, with North Carolina facing a 23 percent average increase.

Screen Shot 2015-10-29 at 10.30.51 AM

I’ve written a lot about why government price controls and subsidies only make health insurance more expensive for a lot of people. Such market distortions help explain why the Obama Administration recently reduced original enrollment projections in 2016 from 20 million to 10 million:  

Screen Shot 2015-10-19 at 10.27.13 AM

So, how can health insurance be affordable for more Americans? Just part of the answer involves less regulations that open up opportunities for medical providers to deliver health care in less expensive settings.