Karen,

I like the point you made:  “They clearly have no idea how to make things better, money or not.
They remain distraught, disconnected, and to all appearances, quite
miserable. The point here is that the money isn’t the problem (it can
cause problems), the loss is the problem. Obviously, then, a heap of
money isn’t the cure.

It
can be applied to almost any situation with respect to governmental
assistance.  You mention the word “they” which refers to the
widows of 9/11 who did suffer a horrendous loss, but whose lives have
not been assisted by the money.  One could easily apply the same
notion to public education or public assistance.  “They” (public
education administrators) have no idea how to make things better, money
or not.  They remain distraught, disconnected and to all
appearances, quite miserable.”  Apply it also to many of those on
public assistance.

Money isn’t the answer to many of these woes
without internal mechanisms to deal with the reality that life is about
the ability to deal with the inevitability of loss and pain.