Health care remains out of reach for most small businesses because
it is a defined benefit, and HSAs are just the first step to improve
this situation. Retirement savings already is a defined contribution
for those of us at the Locke Foundation and younger employees at a
number of firms. Amy Baldwin at the Charlotte Observer found some
things to like in recently passed Congressional legislation to reform pensions, including to allow advisers to consult with employees who have a 401(k) plan and automatic enrollment.
HT: NCPA
