Ellen Brown advocates for states to create government banks like North Dakota has. Her latest article appears on the progressive website Truthout, where it runs alongside a sympathetic interview with Noam Chomsky and pro-Communist essays. But she quotes Rep. Jeb Hensarling approvingly and the title of this post is a slight paraphrase of the title of her essay. Where Hensarling seeks deregulation, Brown advocates creating new state government entities to offset the negative effects of federal government actions. Hensarling is more right, but we have a common starting point on the harms of some government regulation. The most startling statistic? “The number of US banks with assets under $100 million dropped from 13,000 in 1995 to under 1,900 in 2014.”