North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool.

Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)


North Carolina’s Unfair Auto Insurance System