• Research Report

    North Carolina’s Beach Plan: Who pays for Coastal Property Insurance?

    posted November 30, 2008 by Eli Lehrer
    North Carolina's little-known Beach Plan imposes an enormous fiscal liability on the state. Intended largely to provide windstorm insurance for coastal residents unable to find coverage elsewhere, the Plan has grown to become one of the nation's largest entities of its type.
  • Research Report

    North Carolina’s Unfair Auto Insurance System

    posted July 28, 2008 by Eli Lehrer
    North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool. Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)
  • Press Release

    Failed N.C. auto insurance market hurts most drivers

    posted July 28, 2008
    RALEIGH – North Carolina’s auto insurance market does not work. It undercharges many bad drivers and overcharges nearly all of the best drivers while guaranteeing profits for insurance companies. That’s…

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