• John Locke Update

    Insurance numbers underscore the need for state innovation

    posted August 11, 2020 by Jordan Roberts
    As the COVID-19 pandemic took hold in the United States, millions lost their jobs due to government-mandated shutdowns and plummeting demand for certain goods and services.  Tragically, this massive job…
  • John Locke Update

    States Like Georgia Lead the Way in Health Care Reform

    posted November 6, 2019 by Jordan Roberts
    President Trump campaigned in 2016 on repealing the Affordable Care Act (ACA) and ushering in a new health care system that would provide more choices at lower costs for all…
  • John Locke Update

    Should North Carolina Consider an Obamacare Workaround?

    posted September 16, 2019 by Jordan Roberts
    Health care is an important issue for voters. Not only is it important for an individual’s overall well-being, but the soul-crushing costs of health care also have severe impacts on…
  • Press Release

    Failed N.C. auto insurance market hurts most drivers

    posted July 28, 2008
    RALEIGH – North Carolina’s auto insurance market does not work. It undercharges many bad drivers and overcharges nearly all of the best drivers while guaranteeing profits for insurance companies. That’s…
  • Research Report

    North Carolina’s Unfair Auto Insurance System

    posted July 28, 2008 by Eli Lehrer
    North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool. Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)

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