by Katherine Restrepo
Director of Health Care Policy, John Locke Foundation
In today’s The Direct Primary Care Journal:
“On Wednesday, Tennessee Gov. Bill Haslam signed a bill into law that will help facilitate healthcare freedom in the Volunteer State.
Sen. Kerry Roberts (R-Springfield) introduced Senate Bill 2443 (SB2443) on Jan. 21. Known as the “Health Care Empowerment Act,” the legislation specifies that direct primary care agreements (sometimes called medical retainer agreements) do not constitute insurance, thereby freeing doctors and patients from the onerous requirements and regulations under the state insurance code.”
Some state officials interpret that direct primary care (DPC) providers are conducting the unlawful business of insurance since they typically provide unlimited primary care for patients who pay upfront monthly membership fees. Does the “unlimited patient access” component mean that these doctors are taking on too much risk?
Phil Eskew, a lawyer and DPC provider, outlines ten suggestions for DPC docs to consider in order to avoid being subject to rules and regulations under the Department of Insurance (DOI).
Read it here.