Over at the new-and-improved StateHouseCall.org, I look at a study of RomneyCare’s impact on employer-provided insurance. It seems to be a lot of regulations that make insurance more expensive for employers and employees and more people opting for flexible spending accounts to deal with higher out-of-pocket costs.

Maybe at the national level, they should just cut out the additional regulations and focus on improving health savings accounts, which already account for 20 percent of the market.