On November 1, another round of Obamacare enrollment begins. Individuals who do not have access to  employer-sponsored health insurance or who have been dumped into the individual marketplace by their employer will be given the opportunity to sign up for an expensive health insurance plan. Yes, subsidies are included depending on one’s annual income. But they really only make these plans affordable for those living close to the poverty line. This is why a good chunk of the low to middle income population is not signing up for coverage. Even the Department of Health and Human Services Secretary (DHHS) Sylvia Mathews Burwell agrees. The chart below provided by Avalere Health makes the message pretty clear:

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As a result, the increase in health insurance coverage this year is anticipated to fall well below original CBO projections.

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Believe it or not, there are ways in which health care can be more affordable for people. The solution? No government price controls, less regulation, no subsidies.