• Research Report

    Want Affordable Health Insurance? Scale Back on Benefit Mandates

    posted June 14, 2017 by Katherine Restrepo
    Key Points Health insurance benefit mandates benefit few but increase costs for all Mandates cost North Carolina policyholders in the individual and small-group insurance markets over $218 million per year…
  • Research Report

    Direct Primary Care

    posted March 22, 2017 by Katherine Restrepo
    An increased use of the innovative health care delivery model called Direct Primary Care could lead to better outcomes for treatment of patients with chronic diseases, and that could mean…
  • John Locke Update

    Repeal Obamacare Light: NC Should Abandon Insurance Mandates

    posted January 25, 2017 by Dr. Roy Cordato
    It is now widely recognized that Obamacare’s insurance mandates are one of the many parts of that legislation contributing to the increasing costs of health insurance. These mandates abandon the…
  • Research Report

    Direct Primary Care for Local Governments

    posted December 2, 2016 by Katherine Restrepo, Julie Tisdale
    Local governments across North Carolina, like other employers, are wrestling with the question of how to provide quality health care to their employees in a cost-effective manner. This is…
  • John Locke Update

    Obamacare’s Latest Victims

    posted December 10, 2015 by Katherine Restrepo
    View in your browser. Obamacare’s failing co-ops (consumer-operated and oriented health plans) simply reinforce that government intervention in health care creates all sorts…
  • Research Report

    Adverse Selection: Examining the impact on North Carolina’s Health Insurance Exchange

    posted August 5, 2015 by Katherine Restrepo
    The ACA focuses on expanding coverage through a massive redistribution of wealth in the amount of $1.2 trillion over the next decade. It’s clear that low-income individuals and those with chronic conditions benefit the most from the law’s sliding scale subsidies, but market-oriented tactics can make health insurance (and more importantly medical care) more accessible and affordable and can lessen the risk for insurers to experience adverse selection.

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