• Research Report

    Health Savings Accounts: Consumer-Driven Health Care for North Carolina Public Employees and Teachers

    posted December 14, 2005 by Michael Debow
    HSAs are a form of medical savings account, similar to the now-familiar IRAs. These accounts are the property of the employee and can accumulate interest and dividends like other savings vehicles. Funds that are not used for health care-related expenses can be used for retirement living and can also be willed to one’s heirs. When combined with a high-deductible health insurance policy, an HSA replaces traditional health insurance coverage – and does so in a way that results in a more consumer-driven approach to health care.
  • Press Release

    Giving State Workers More Freedom

    posted December 14, 2005
    RALEIGH – Two years ago President George W. Bush signed legislation that made tax-free “health savings accounts” possible. With many private businesses embracing HSAs as an alternative to traditional insurance…

public employees by Author